Florida Hurricane Victims

We’ve Changed The Name Of Our Law Firm! Please be advised that the Law Offices of Robert J. Fenstersheib & Associates, P.A. has officially changed our name to Fenstersheib Law Group, P.A. You can count on Fenstersheib Law Group, P.A. to continue delivering the highest level of personal and professional legal services representing all our clients. This name change will not affect any cases currently being handled by our law firm.

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> What Does My Insurance Cover?

What Does My Insurance Cover?

There is no such thing as hurricane insurance. Homeowner’s insurance usually covers wind damage, while flood insurance is a separately purchased coverage. What is covered by a standard homeowner’s policy differs by state, so make sure you know the insurance rules in your state.

For example, in Florida, a standard homeowner’s policy often covers wind damage, so if your roof or siding is damaged by the wind, that damage will be covered. However, it is important to note that there is a special deductible for hurricane damage in some states. This deductible is a fixed percentage based on the amount of the insurance policy. It must be met before the insurance company will start to pay for the damage. It is usually higher than your typical deductible, although you can reduce that deductible with certain additional payments.

Insurance companies will know that you are vulnerable after a storm. They will know that you have timely paid your premiums, month after month, and so you absolutely expect that the insurance company will promptly respond with investigation and payment. Tragically, the data shows this not to always be the case. Indeed, we have seen in thousands of cases that insurance companies have repeatedly delayed making full payments to individuals and making less than full offers. We have repeatedly shown – with statistical, proven data – that the key to securing the best chance to receive the most money is to hire an experienced lawyer immediately. Not just any lawyer who claims they have handled property damage cases. Lawyers that have been involved with thousands of cases, and used to work for the insurance companies.

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Fenstersheib Law Group, P.A., located in Hallandale Beach, Florida, is proud to provide legal representation in the event of a storm, for the following Florida cities and throughout the state of Florida:

Aventura, Bal Harbor Islands, Biscayne Park, Boca Raton, Boynton Beach, Clearwater, Cocoa, Cocoa Beach, Coconut Creek, Cooper City, Coral Gables, Coral Springs, Dania Beach, Davie, Daytona Beach, Deerfield Beach, Delray Beach, Doral, Fort Lauderdale, Fort Meyers, Fort Meyers Beach, Gainesville, Golden Beach, Hallandale Beach, Hialeah, Hialeah Gardens, Hillsboro Beach, Hypoluxo, Juno Beach, Jupiter, Jupiter Island, Key Biscayne, Lake Worth, Lantana, Largo, Lauderdale Lakes, Lauderdale-By-The-Sea, Lauderhill, Lighthouse Point, Manalapan, Marco Island, Margate, Medley, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miami Shores, Miami Springs, Miramar, North Bay Village, North Lauderdale, North Miami Beach, North Palm Beach, Oakland Park, Ocala, Ocean Ridge, Opa-Locka, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Parkland, Pembroke Park, Pembroke Pines, Pompano Beach, Port St. Joe, Port St. Lucie, Riviera Beach, Royal Palm Beach, Sea Ranch Lakes, South Miami, South Palm Beach, Southwest Ranches, St. Augustine, St. Augustine Beach, St. Petersburg, Sunny Isles Beach, Sunrise, Sweetwater, Tampa, Vero Beach, Virginia Gardens, Tequesta, Wellington, West Miami, West palm Beach, West Park, Westlake, Wilton Manors, Winter Garden, Winter Haven, Winter Park, Winter Springs, Zephyrhills

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