What If My Insurance Company Decides That My Home’s Damage Doesn’t Meet Coverage Requirements?
In Florida, hurricane coverage becomes effective when the National Hurricane Center of the National Weather Service begins a hurricane watch or warning. Hurricane coverage can go farther than just exterior wind damage. If roof damage from high winds allowed water to enter your house, those damages may also be covered.
Flooding damages that were not a direct result of wind damage will not be covered by your homeowner’s insurance policy and will need to be covered by Federal Flood Insurance if you have purchased it.
More Information:
- Common Forms Of Tropical Storm And Hurricane Damages
- What Should I Do After A Hurricane?
- What Does My Insurance Cover?
- What Can I Do To Make Sure I Have Sufficient Insurance Coverage?
- Common Tactics Insurance Company Use To Avoid Paying
- How Long Does It Take To Resolve A Property Damage Claim In Florida? Is There A Time Limit For Insurance Companies?